January 30, 2007

To Whom It May Concern:

Hiawatha Communications Inc. and its subsidiaries have had a business relationship with the Mazzali Agency for more than twenty years. We have used them in the provision of nearly all our insurance needs from property and liability to heath care and worker's compensation coverage. During that time, we have had prompt, courteous and professional attention given to all of our concerns and inquiries. They have acted in our interest in finding lower cost alternatives whenever necessary.

I recommend the Mazzali Agency to anyone seeking high quality, professional services for all their insurance needs.

Sincerely,

Dennis J. Dyer
V.P. - C.F.O
Hiawatha Communication Inc.

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February 13 , 2007

To whom It May Concern

We have been using Mazzali Insurance Agency to represent our group for health care since 2002. During this time their staff, as a whole, has proven to be very friendly and readily available to assist my employees with any questions, claim issues, membership cha nges, etc.

In addition to providing exceptional customer service, the Mazzali Agency has been able to give us creative cost saving options to help offset the rising cost of health care. It is for the above stated reasons that I would highly recommend Mazzali Insurance Agency to anyone seeking group or individual health insurance.

Sincerely,

Tony Selkey
President
Selkey MFG. Inc

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March 5 , 2007

RE: Mazzali Insurance Agency

The State Savings Bank of Manistique has had a working relationship with the Mazzali Agency for the past 10 years. During that time the Mazzali Agency has been the bank's primary Insurance Agent.

In all of our dealings with them, both as the bank's personal agent as well as the agent for many of our customers and employees, we have found them to be very pleasant and professional.

Their staff has always taken the time to answer any questions and gone the extra mile to provide quality service.

Sincerely,

Mark Larche,
President and C.E.O.
State Savings Bank

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March 16 , 2007

To Whom It May Concern:

RE: Mazzali Insurance Agency

The Central Savings Bank has had an interest in the Mazzali Insurance Agency for the past ten years. The head office for the Insurance Company is in Munising, Michigan, and currently a branch office is being constructed in Sault Ste. Marie, Michigan. The Agency has been operating in Sault Ste. Marie, Michigan for the past ten years and has been experiencing tremendous growth. I am optimistic this growth will continue over the years to come, in particular for the next two or three years.

The Agency has an excellent management team and looks after their customers, in what I consider an unprecedented manner.

The sales crew is extremely knowledgeable, and from my own experience, they are a pleasure to do business with. That is why I personally, as well as members of our staff, are quick to endorse the Agency.

Very truly yours,

W.W. LaJoie
Chief Executive Officer

WWL/cjm

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